The price of female headship: Gender, inheritance, and wealth accumulation in the United States

Dalton Conley, Miriam Ryvicker

Research output: Contribution to journalArticle

12 Scopus citations

Abstract

Female-headed households in the United States suffer from lower levels of asset ownership than their male-headed counterparts. This gap remains after controlling for the lower incomes of female heads. What, then, produces the gender discrepancy in net worth? Using longitudinal, intergenerational data from the Panel Study of Income Dynamics, we ask whether differential patterns of inheritance, savings rates, or investment yield this female-male asset gap. Results demonstrate that differential savings rates between female- and male-headed households account for the gender gap in net worth. We speculate on the financial constraints within female-headed households that account for the savings rate differential.

Original languageEnglish (US)
Pages (from-to)41-56
Number of pages16
JournalJournal of Income Distribution
Volume13
Issue number3-4
StatePublished - Sep 1 2004
Externally publishedYes

All Science Journal Classification (ASJC) codes

  • Sociology and Political Science
  • Economics, Econometrics and Finance(all)

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