“Choose the Plan That’s Right for You”: Choice Devolution as Class-Biased Institutional Change in U.S. Employer-Sponsored Health Insurance

Keyphrases

• Institutional Change 100%
• Devolution 100%
• Employer-sponsored Health Insurance 100%
• Out-of-pocket Expenditure 100%
• Medical Insurance 50%
• Individuation 50%
• Insurer 50%
• Consumer Preferences 50%
• Socioeconomic Status 50%
• Low Socioeconomic Status 50%
• Insurance Risk 50%
• Employers 50%
• Social Stratification 50%
• Event Model 50%
• Out-of-pocket Health Expenditure 50%
• Insurance Plan 50%
• Difference-in-differences 50%
• Distributional Consequences 50%
• Cost Sharing 50%
• Actuary 50%
• Multiemployer 50%
• Insurance Benefit Design 50%
• Insurance Claims Database 50%
• Expenditure Burden 50%

Social Sciences

• Social Security 100%
• Insurance Benefit 100%
• Social Stratification 100%
• Difference in Differences 100%
• Event Study 100%
• Institutional Change 100%
• Cost Sharing 100%
• Insurance Claim 100%

Economics, Econometrics and Finance

• Health Insurance 100%
• Institutional Change 100%
• Difference-In-Differences 100%
• Event Study 100%
• Deductible 100%