A bridge to compromise: Competition under a budget

P. Starr, W. A. Zelman

Research output: Contribution to journalArticlepeer-review

40 Scopus citations


A new approach to universal health insurance combining managed competition and global budgets promises to break the impasse blocking comprehensive health reform. The central innovation is the development of regional health insurance purchasing cooperatives (HIPCs) as managers and reorganisers of the market and platforms for global budgets. Financing would be based on community rated premiums, with obligations to employers capped as a percentage of payroll and to individuals as a percentage of family income. Budgets would cap the mandated core of spending and set a target for out-of pocket expenditures.

Original languageEnglish (US)
Pages (from-to)7-23
Number of pages17
JournalHealth Affairs
Issue numberSUPPL.
StatePublished - 1993

All Science Journal Classification (ASJC) codes

  • Health Policy


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